From the listing
About the role
Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system.
We are seeking a highly motivated and experienced underwriting professional to join our Risk Management team. As an experienced underwriter, you will be responsible for reviewing and assessing the financial risk of new and existing customers, while making decisions based on policy guidelines.
You’ll evaluate applications, perform analysis that mitigate financial risk, and make timely and accurate decisions on application outcomes. The successful candidate will work as a member of our Risk Organization and collaborate with members from our sales, data science, product management, and other stakeholders.
What you'll do
- Collect, review and analyze applicants' relevant financial, demographic, and historic information and records.
- Analyze business financial statements such as balance sheets, income statements, cash flow statements, bank statements, and credit reports.
- Directly communicate with clients and sales about application status and articulate document requirements.
- Make determination whether to approve, decline or seek an exception for an application based on policy guidelines.
- Perform portfolio management, evaluating and identifying suspicious or questionable items.
- Recommend policy and process improvement to mitigate potential failure points throughout the underwriting journey.
- Perform bank statement analysis, financial spreading and risk ratio analysis culminating with underwriting memos.
What they're looking for
- 2-5 years of underwriting experience in financial services, high-growth payments, or fintech company.
- Strong critical reasoning, problem solving and analytical skills.
- Familiar with fundamentals of financial risk assessment.
- Familiar with U.S. compliance, lending and regulatory environment (KYC, Reg B, Reg Z, UDAAP, FCBA, Truth in Lending Act).
- Proven experience with bank based and financial underwriting.
- Experience with quantitative and qualitative analysis.
- Demonstrated competency in mathematics and financial spreading.
- Authorized to receive and access commodities and technologies controlled under U.S. Export Administration Regulations.
From the company page
Motive benefits
◉ Remote policy · in their words
“We are a remote-first organization made up of more than 3,000 employees located around the world. While some of our employees are more effective working remotely ... members also have the option to work on-site at any of our eight global office locations if they prefer.”
Pulled from their careers page · verified by Atlas
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